Naperville House Painter: 5 Questions To Ask Before You Hire


For most people the largest and most expensive purchase they have made is their house. This is why you must hire the best painter or painting company when it comes to painting your house. It doesn’t matter if you are in Naperville, or some other city, before you select a house painter, there are some [...]

FHA Mortgage Insurance Premiums To Rise In October : Should You Act Now, Or Should You Wait?


For the second time in 4 months, the FHA is changing the way it charges mortgage insurance. The change is forcing homeowners and home buyers using FHA financing to make a monetary decision — use the current system for FHA mortgage insurance, or to wait for the new one to take effect?
The answer roots in [...]

Insurance Tip for the Week: Watch The Preparing and Filing Your Homeowners Insurance Claim Video


Do you know what to do if you need to file a homeowners insurance claim? Here is a video that will give you a quick overview of what you need to know now, before your area is involved in a weather disaster.

Insurance Tip for the Week: Learn About Short Term and Temporary Health Insurance


Short term or temporary health insurance is health insurance that just lasts for a certain period of time, typically 6-12 months but sometimes policies are as short as 30 days. Short term health insurance works the same as long term health insurance.

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Court Rules Credit Scored Can Be Used In Determining Insurance Rates


According to a recent article by www.freep.com, “The controversial practice of using the credit scores of insurance policyholders as a factor in setting auto and home insurance rates may continue, …

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Citizens Insurance Warns Policyholders of Fraudulent Mail Redirection


For our Florida readers, Citizens Property Insurance Corporation in Florida has issued a statement advising policyholders that mail to it corporate offices (including premium checks) was fraudulently redirected between June 24 and June 29, 2010.

The affected address is 6676 Corporate Center Parkway, Jacksonville. The U.S. Post Office is investigating.

Policyholders who mailed a payment are being [...]

Help! I Need Health Insurance


A woman in Michigan recently had this thought. Unfortunately she decided not take the advice of the article and shot herself instead.

According to www.care2.com, “Kathy Myers found out the hard way that the ER isn’t the answer. Out of work, lacking insurance, and unable to get proper treatment for a painful shoulder injury incurred a [...]

Is Your Insurance Agent a Facebook Friend?


I am sure by now you heard about what happened to Natalie Blanchard. Well, if not let me fill you in. In a nutshell, Blanchard was getting insurance benefits for depression. During that time her insurance company found her enjoying some fun times through pictures she posted on her Facebook page. End result… her insurance [...]

How’s the New Good Faith Estimate Working Out?


Six months ago, the U. S. Department of Housing and Urban Development (HUD) completely revised the Good Faith Estimate.


The reason to revise the Good Faith Estimate was to make all the costs of a loan more transparent and easier for borrowers to understand. To accomplish this directive, the government turned what was for years a [...]

TV Interview : FHA Premiums, Jumbo Mortgage Guidelines, And Mortgage Rates


I gave a 2-part interview with Beejal Patel of First Business television. This is the second part. We talk about FHA mortgage insurance premiums, jumbo mortgage changes, and the impact of double-dip recession on the economy.