Workers’ Compensation Insurance and Worker Classification


Two types of business insurance constitute a significant percentage of most companies’ insurance costs: health insurance and workers’ compensation. While health insurance may be mandatory for certain businesses under recent reforms and depending on the state, workers’ compensation is mandatory (with limited exceptions and depending on the state) and a necessary expense of doing business.

One [...]

Insurance Tip for the Week: Learn About Short Term and Temporary Health Insurance


Short term or temporary health insurance is health insurance that just lasts for a certain period of time, typically 6-12 months but sometimes policies are as short as 30 days. Short term health insurance works the same as long term health insurance.

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Happy Canada Day!


Happy Canada Day to my friends a few miles north.

Yes, my Canadian friends, we in the U.S. have passed a health care reform bill that only our politicians could love. We had a chance at a single-payer system. But, apparently, your Canadian system is so backwards and inefficient we were loathe to adopt it because [...]

Help! I Need Health Insurance


A woman in Michigan recently had this thought. Unfortunately she decided not take the advice of the article and shot herself instead.

According to www.care2.com, “Kathy Myers found out the hard way that the ER isn’t the answer. Out of work, lacking insurance, and unable to get proper treatment for a painful shoulder injury incurred a [...]

The Senate Struggles with Unemployment Benefits


When the Senate returns next week, it must confront a bit of unfinished business—what to do about extending unemployment benefits. As fans of the ongoing soap opera that is the World’s Greatest Deliberative Body already know, the Senate failed to pass the unemployment bill before rushing out of town for its Fourth of July holiday. And [...]

New York to Cover Autism


Insurance companies have many exclusions in their insurance policies.  Getting Autism covered in one’s health insurance plan has been a battle in many states. Recently citizens in NY have won that battle and will be added to the other 21 states as a state that now will require insurance companies to cover Autism.

According to www.nytimes.com, “State [...]

Why do the uninsured want to stay uninsured? They won’t say


By HARRIS MEYER Two uninsured people who insist on their right to remain uninsured have joined 20 states and the National Federation of Independent Business in suing to overturn the new federal law requiring all Americans to obtain health insurance…

National Healthcare Insurance Isn’t Enough: Six Crucial Steps To Improve Healthcare


By ALBERT S. WAXMAN, PhD Healthcare reform has finally made its way through the U.S. political machinery, emerging with a $1 trillion reform plan extending health insurance to 32 million additional Americans and eliminating other barriers to healthcare insurance. To…

Health Insurance Options After Termination


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