|
|||||
|
Berkshire Hathaway is well known in our industry as the owner of insurance standouts National Indemnity, General Reinsurance, GEICO and USLI (our favorite). Berkshire’s 1Q 2009 earnings were down, but the Chairman was cautiously optimistic about Berkshire’s insurance opportunities (see here & here). After Berkshire’s worst year ever, Warren Buffett, well known investor and Chairman [...] Risk management has a very significant impact on employment practices liability loss experience, and will impact employment practices liability insurance (EPL) premiums. One of the best risk management practices is the proper maintenance of personnel records. Personnel records provide some of the key documentation necessary in defending employment claims, and in many states employees have [...] The internet has opened up new frontiers for highly specialized groups as well as the masses, but has its true power had any significant impact on the insurance business? Many so called experts predicted the demise of insurance agents through disintermediation by the internet. What they did not understand was the valuable role insurance agents [...] Medical malpractice insurance for OB/GYNs is a very difficult healthcare segment to underwrite. Not surprising, the insurance market for this class is very thin. Some of the highest severity claims occur in this segment – for obvious reasons. An excellent discussion of why, with statistics and data, was presented in an article from Willis Healthcare [...] If you want to learn a little more about personal finance, you might consider signing up for free seminars from the National Association of Personal Finance Advisors (NAPFA). This is a 12-month course, with a single one-hour seminar held each month over the Internet. You will have to RSVP for each session that you want [...] Texas Public Policy Foundation (TPPF) has released a new study Enhancing Texas’ Economic Growth through Tax Reform by Ardun, Laffer, & Moore Econometrics. On the bottom of page 4 the authors include this eloquent quotation from Henry George to illustrate the distortions associated with poor tax policy: WASHINGTON (AP) — When it comes to taxing health insurance benefits, President Barack Obama hasn’t said yes, and may never. But he and his top aides won’t quite say no, either, to an idea he attacked sharply in his campaign for the White House. It has been suggestөd thаt penis size differences between individuals is causөd not only bү genetics, but also Ьy environmental factors such as сulture, diet, chemiсal/pollution өxposure, өtc. Endocrine disruption resulting frοm chөmical… [...] No scientific research supports the use of any nonsurgical method to enlarge the penis, and no reputable medical society endorses penis-enlargement surgery performed for purely cosmetic reasons. In Six straightforward and easy steps, you can stop smoking and live a normal and healthy life same as that of a non-smoker. |
|||||
|
197 queries. 2.685 seconds. |
|||||