Should you Itemize or Use the Standard Tax Deduction?

The tax filing deadline may still be a month away, but it will be here before you know it. One of the common questions many people have is whether or…

Saving Money on Groceries

With this weak economy, you’re probably finding that your dollar doesn’t go as far at the grocery store as it used to, or you simply don’t have as many dollars…

The FTC Creates PSA Videos that Spoof Other "Free" Credit Report Commercials

You’ve probably seen the commercials on TV before, but FreeCreditReport.com has some catchy jingles that tout their free credit report. While the report is technically free, there are strings attached…

The $8,000 Tax Credit for First-Time Home Buyers in 2009

Have you already purchased a home this year, or plan to sometime in 2009? If so, there is some good news. The American Recovery and Reinvestment Act of 2009 has…

Do You Have the Right Homeowners Insurance?

Your home is probably one of your greatest assets, so it makes sense to make sure it is protected. That is what homeowners insurance is for, although it is often…

Resist the Urge to Borrow From Your 401(k)

Times are tough, and many people turn to their retirement savings in a time of need. If something comes up and you have an urgent need for money, your first…

Use the Appropriate Tax Withholding to Maximize Your Tax Situation

Have you completed your taxes but surprised at the amount you owe or will be getting back as a refund? A large refund or tax bill is a sign you…

Improve Your Credit Score in 2009

Bad credit keeping you from getting a loan? Make 2009 the year to improve your credit with a few easy steps. No, there isn’t a quick fix to your credit…

How to Deal With a Financial Emergency

Have you been affected by this tough economy? Maybe you’ve lost your job, suffered unexpected medical bills, or credit cards are mounting. Whatever the situation, a financial emergency is an…

Is Now a Good Time to Refinance Your Mortgage?

Mortgage rates continue to drop and 30-year fixed mortgages are averaging just over 5%. These rates are significantly lower than just a few years ago, so those of you who…

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