What is Liability Insurance?


There are many different types of insurance policies available, but liability insurance is one of the most popular because it costs much less than many other options. For example, in regard to auto insurance policies, liability insurance costs far less than full coverage. The reason for this is because full coverage insurance must pay for [...]

Common Loan Terms


Please find below a list of common terms regarding loans. Please note that these listings are for information only. moneysites.com will not accept any responsbility for individual interpretations.

Adverse Credit

This term is used when describing those with a poor credit history. This may include CCJ’s, mortgage arrears, bankruptcy, IVA’s or the repossesion of a home.

AER (Annual [...]

Banking Your Newborn’s Cord Blood


On the day you deliver your baby, you’ll probably be overcome with visions of your future with your child – first smiles and steps, birthday parties and sports events, and holidays and life milestones. Your little one ever becoming seriously ill will probably be the last thing on your mind.

But some parents do consider the [...]

What Is APR


When shopping for a credit card, one of the first questions you should ask yourself is “What is APR?” Because APR, or the annual percentage rate, can affect how much money comes out of your pocket if you fail to pay your bill in full, it is an important number to understand when it comes [...]

Mortgage Life Insurance


Mortgage life insurance can generally be purchased through your lender or an insurance company affiliated with your lender. This type of insurance policy ensures that your mortgage balance will be paid in full in the event of your death, and in some cases, in the event of a disability.

About Mortgage Life Insurance

If you die unexpectedly, [...]

Business Liability Insurance Rates


If you want to get the best possible business liability insurance rates, it pays to consider the level of coverage you need and compare quotes from different providers.

What is Business Liability Insurance

You buy business liability insurance to protect your business assets in the event of a claim made against it in the case of personal [...]

LASIK: laser eye surgery


For Katie Perrott, the decision to have laser surgery performed on her eyes was an easy one. She says: ‘I decided to have the LASIK procedure because I didn’t like wearing glasses. Unlike many other people, I never got used to wearing glasses because I needed them only now and then for short-sightedness. But within [...]

Cord Blood


Cord blood services are currently split into two different types – collection and storage of cord blood for private use (operated by private companies) and donation to a public cord blood bank (operated by the public cord blood bank service). There are charges for private collection and storage; donation to the public cord blood bank [...]

Top injuries leading to hospitalisation


Top injuries leading to hospitalisation: falls for women, road crashes for men

About 356,000 injuries in 2004-05 were serious enough to result in hospitalisation, according to the latest report on injuries and poisoning released today by the Australian Institute of Health and Welfare (AIHW).

‘The vast majority (86%) of these community injuries, or injuries typically sustained in [...]

Workplace Safety Facts


If you’re in charge of your company’s human resources and/or safety functions, it’s important for you to make sure you understand the most important workplace safety facts.

first aid box

Occupational Safety and Health Administration (OSHA)

The Occupational Safety and Health Administration is charged with ensuring that workers in the U.S. have working environments that are safe and [...]